Ontario Payroll Calculator 2026
Estimate your net pay after federal tax, Ontario provincial tax, CPP, and EI deductions. Enter an annual salary or hourly wage. Supports weekly, biweekly, semi-monthly, and monthly pay frequencies.
Built by Samer Al-Assali and the Ontario Tax Team payroll specialists. Updated for the 2026 CRA brackets and contribution limits.
What gets deducted from a paycheque in Ontario?
Every Ontario paycheque has four mandatory deductions: federal income tax, Ontario tax, CPP, and EI. The gross pay calculation starts with your salary or hourly wage. The four deductions come off before the net pay lands in your bank account.
Federal Tax
14–33% based on your income bracket. Applied progressively.
Ontario Tax
5.05–13.16% provincial tax plus surtax on higher incomes.
CPP Contributions
5.95% on earnings $3,500–$74,600. Funds your retirement pension.
EI Premiums
$1.63 per $100 earned up to $68,900. Provides unemployment benefits.
Business owner? Getting payroll deductions right is critical. Incorrect withholdings, missed PD7A remittance dates, or stale TD1 forms trigger CRA penalties. Our team handles payroll processing, T4 preparation, and monthly CRA remittances so you stay compliant.
How does the Ontario payroll calculator work?
Enter your annual salary or hourly wage, the hours you work per period, and your pay frequency. The calculator builds the gross pay calculation for one pay period, then applies 2026 CRA payroll tables to figure federal tax, Ontario tax, CPP (and CPP2 above $74,600), and EI on the insurable earnings portion. The result is your net pay per cheque.
Vacation pay, overtime, bonuses, and taxable benefits are not auto-calculated. Add them to your gross input if you want them reflected in a biweekly paycheque or monthly take-home estimate. For exact numbers on a real pay run, our payroll team handles the full cycle, from TD1 setup to T4 filing.
Frequently Asked Questions
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